UPSC CSE · Indian Economy
UPSC Prelims Banking Questions (Indian Economy): PYQs with Answers
45 UPSC Prelims questions on Banking (Indian Economy) from 2011–2026, newest first. 2019 had the most (5). Difficulty: 22% easy, 67% medium and 11% hard.
- Non Banking Financial Companies FeaturesConsider the following statements about the Non-Banking Financial Companies (NBFCs) in India:
- RBI Income SourcesWhich of the following are the sources of income for the Reserve Bank of India?
- RTGS vs NEFTConsider the following statements in respect of RTGS and NEFT:
- Syndicated LendingConsider the following statements:
- Digital RupeeConsider the following statements in respect of the digital rupee:
- Foreign Banks RBI RulesWith reference to the rules/rules imposed by the Reserve Bank of India while treating foreign banks, consider the following statements:
- Central Banks Rate Hikes Post PandemicConsider the following statements:
- Rbi SterilisationWhich one of the following activities of the Reserve Bank of India is considered to be part of 'sterilization'?
- CBDC PaymentsWith reference to Central Bank digital currencies, consider the following statements:
- SELF HELP Group ProgrammeConsider the following statements:
- RBI Inflation Rupee Dollar OperationsWith reference to the Indian economy, consider the following statements:
- Inflation Control ResponsibilityIn India, which one of the following is responsible for maintaining price stability by controlling inflation?
- RBI Act Governor AppointmentConsider the following statements:
- Urban Cooperative BanksWith reference to 'Urban Cooperative banks' in India, consider the following statements:
- Lender of Last ResortIn India, the central bank's function as the 'lender of last resort' usually refers to which of the following?
- Interest Coverage RatioWhat is the importance of the term 'Interest Coverage Ratio' of a firm in India?
- Expansionary Monetary Policy ToolsIf the RBI decides to adopt an expansionist monetary policy, which of the following would it not do?
- Dccb Cooperative CreditConsider the following statements:
- Inter Creditor Agreement SashaktWhat was the purpose of Inter-Creditor Agreement signed by Indian banks and financial institutions recently?
- Banks Board BureauThe Chairman of public sector banks are selected by the
- Service Area ApproachThe Service Area Approach was implemented under the purview of
- Bank Assets and LiabilitiesWhich of the following is not included in the assets of a commercial bank in India?
- Money MultiplierThe money multiplier in an economy increases with which one of the following?
- Merchant Discount RateWhich one of the following best describes the term 'Merchant Discount Rate' sometimes seen in news?
- NPCI ATM NetworkWhich one of the following links all the ATMs in India?
- Capital Adequacy RatioConsider the following statements:
- BHIM App Digital PaymentsWith reference to digital payments, consider the following statements:
- S4A Stressed AssetsWhich of the following statements best describes the term ‘Scheme for Sustainable Structuring of Stressed Assets (S4A)’, recently seen in the news?
- National Payments Corporation FunctionsConsider the following statements:
- Small Finance BanksWhat is the purpose of setting up of Small Finance Banks (SFBs) in India?
- UPI ConsequencesWhich of the following is a most likely consequence of implementing the ‘Unified Payments Interface (UPI)’?
- Payment BanksThe establishment of ‘Payment Banks’ is being allowed in India to promote financial inclusion. Which of the following statements is/are correct in this context?
- Core Banking SolutionThe term ‘Core Banking Solution’ in the news, which of the following statements best describes/describe this term?
- Marginal Cost Lending Rate (MCLR)What is/are the purpose/purposes of the ‘Marginal Cost of Funds based Lending Rate (MCLR)’ announced by RBI?
- Financial Stability Development CouncilWith reference to ‘Financial Stability and Development Council’, consider the following statements:
- Pradhan Mantri Jan Dhan YojanaPradhan Mantri Jan-Dhan Yojana' has been launched for
- Basel IIIBasel III Accord' or simply 'Basel III', often seen in the news, seeks to
- Statutory Reserve RequirementsIn the context of Indian economy, which of the following is/are the purpose/purposes of Statutory Reserve Requirements?
- Priority Sector LendingPriority Sector Lending by banks in India constitutes the lending to:
- Rural Credit InstitutionsWhich of the following grants/grant direct credit assistance to rural households?
- RBI Bankers BankThe Reserve Bank of India (RBI) acts as a bankers’ bank. This would imply which of the following?
- Lead Bank SchemeThe basic idea of Lead Bank Scheme is that
- Teaser LoansWhy is the offering of ‘teaser loans’ by commercial banks a cause of economic concern?
- Agricultural Credit DisbursementIn India, which of the following have the highest share in the disbursement of credit to agriculture and allied activities?
- Microfinance ServicesMicrofinance is the provision of financial services to people of low-income groups. This includes both the consumers and the self-employed. The service/services…